*,:after,:before{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Arial,sans-serif;font-size:16px;line-height:1.6;color:#1a1a1a;background:#f5f4f1}:root{--navy:#16398d;--navy-d:#0f2a6b;--teal:#3ec2ba;--teal-d:#31a29b;--green:#2a7a4e;--green-bg:#e8f5ee;--green-border:#a8d8bc;--amber-bg:#fff8e1;--amber-border:#f0c040;--amber-text:#6b4c00;--gray-0:#fff;--gray-1:#f5f4f1;--gray-2:#eeede9;--gray-3:#e0dfd9;--gray-4:#b0afa8;--gray-5:#6b6a65;--gray-6:#1a1a1a;--radius:6px;--radius-lg:12px;--shadow:0 1px 3px rgba(0,0,0,.08),0 1px 2px rgba(0,0,0,.04)}.nav{background:#fff;height:56px;display:flex;justify-content:space-between;padding:0 2rem;position:-webkit-sticky;position:sticky;top:0;z-index:100;border-bottom:1px solid var(--gray-3)}.nav,.nav-logo{align-items:center}.nav-logo{display:inline-flex;text-decoration:none}.nav-logo-img{height:32px;width:auto;display:block}.nav-cta{background:var(--teal);color:var(--navy-d);border:none;border-radius:var(--radius);padding:8px 18px;font-size:13px;font-weight:600;cursor:pointer;text-decoration:none;display:inline-block;transition:background .15s,color .15s}.nav-cta:hover{background:var(--teal-d);color:#fff}.hero{background:var(--navy);padding:3rem 1.5rem 2.5rem;text-align:center}.hero-badge{display:inline-block;background:hsla(0,0%,100%,.1);border:1px solid hsla(0,0%,100%,.2);color:hsla(0,0%,100%,.88);font-size:12px;padding:4px 14px;border-radius:20px;margin-bottom:1.25rem}.hero h1{font-family:Barlow Semi Condensed,sans-serif;text-transform:uppercase;letter-spacing:.3px;font-size:clamp(22px,4vw,30px);font-weight:700;color:#fff;line-height:1.2;margin-bottom:.875rem;max-width:540px;margin-left:auto;margin-right:auto}.hero h1 em{color:#3ec2ba;font-style:normal}.hero-sub{font-size:14px;color:hsla(0,0%,100%,.7);max-width:420px;margin:0 auto 1.75rem;line-height:1.65}.hero-pills{display:flex;justify-content:center;flex-wrap:wrap;gap:8px;margin-bottom:2rem}.pill{background:hsla(0,0%,100%,.09);border:1px solid hsla(0,0%,100%,.18);color:hsla(0,0%,100%,.82);font-size:12px;padding:5px 13px;border-radius:20px}.hero-cta{background:var(--teal);color:var(--navy-d);border:none;border-radius:var(--radius);padding:13px 28px;font-size:15px;font-weight:700;cursor:pointer;text-decoration:none;display:inline-block;transition:background .15s,color .15s}.hero-cta:hover{background:var(--teal-d);color:#fff}.proof-bar{background:var(--gray-0);border-top:1px solid var(--gray-3);border-bottom:1px solid var(--gray-3);padding:.875rem 1.5rem}.proof-inner{max-width:640px;margin:0 auto;flex-wrap:wrap;gap:1rem 2rem;justify-content:center}.proof-inner,.proof-item{display:flex;align-items:center}.proof-item{gap:6px;font-size:12px;color:var(--gray-5)}.proof-dot{width:6px;height:6px;background:var(--green);border-radius:50%;flex-shrink:0}.section{max-width:680px;margin:0 auto;padding:2.25rem 1.5rem}.eyebrow{font-size:11px;font-weight:600;color:var(--gray-4);letter-spacing:.09em;margin-bottom:.5rem}.eyebrow,.section h2{text-transform:uppercase}.section h2{font-family:Barlow Semi Condensed,sans-serif;letter-spacing:.3px;font-size:21px;font-weight:700;color:var(--gray-6);margin-bottom:.75rem;line-height:1.3}.section-body{font-size:14px;color:var(--gray-5);line-height:1.65}.stakes-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:8px;gap:8px;margin-top:1.25rem}.stake{background:var(--gray-0);border:1px solid var(--gray-3);border-left:3px solid #c94a1e;border-radius:var(--radius);padding:.875rem 1rem}.stake strong{color:var(--gray-6);display:block;margin-bottom:3px;font-size:13px}.stake p{font-size:13px;color:var(--gray-5);line-height:1.5}.steps-bg{background:var(--gray-2);border-top:1px solid var(--gray-3);border-bottom:1px solid var(--gray-3);padding:2.25rem 1.5rem}.steps-inner{max-width:640px;margin:0 auto;text-align:center}.steps-inner h2{font-family:Barlow Semi Condensed,sans-serif;text-transform:uppercase;letter-spacing:.3px;font-size:21px;font-weight:700;color:var(--gray-6);margin-bottom:1.5rem}.steps-grid{display:grid;grid-template-columns:1fr 1fr 1fr;grid-gap:1.25rem;gap:1.25rem}.step{text-align:center}.step-num{width:34px;height:34px;background:var(--navy);color:#fff;border-radius:50%;font-size:14px;font-weight:700;display:flex;align-items:center;justify-content:center;margin:0 auto .75rem}.step h3{font-size:14px;font-weight:600;color:var(--gray-6);margin-bottom:.4rem}.step p{font-size:12px;color:var(--gray-5);line-height:1.55}.form-wrap{max-width:680px;margin:0 auto;padding:2.25rem 1.5rem}.form-card{background:var(--gray-0);border:1px solid var(--gray-3);border-radius:var(--radius-lg);padding:1.75rem;box-shadow:var(--shadow)}.form-card h2{font-size:19px;font-weight:700;margin-bottom:.4rem}.form-card .sub{font-size:13px;color:var(--gray-5);margin-bottom:1.375rem;line-height:1.55}.form-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:10px;gap:10px}.fg{display:flex;flex-direction:column;gap:4px}.fg.full{grid-column:1/-1}.fg label{font-size:12px;font-weight:600;color:var(--gray-5)}.fg input,.fg textarea{border:1px solid var(--gray-3);border-radius:var(--radius);padding:0 12px;height:38px;font-size:13px;color:var(--gray-6);font-family:inherit;background:var(--gray-0);outline:none;transition:border-color .15s}.fg input:focus,.fg textarea:focus{border-color:var(--navy)}.fg input::placeholder,.fg textarea::placeholder{color:var(--gray-4)}.fg textarea{height:78px;padding:10px 12px;resize:none}.submit-btn{width:100%;background:var(--teal);color:var(--navy-d);border:none;border-radius:var(--radius);height:46px;font-size:15px;font-weight:700;cursor:pointer;margin-top:.875rem;font-family:inherit;transition:background .15s,color .15s;letter-spacing:.01em}.submit-btn:hover{background:var(--teal-d);color:#fff}.submit-btn:disabled{opacity:.7;cursor:default}.privacy-note{font-size:11px;color:var(--gray-4);text-align:center;margin-top:.625rem}.contact-block{max-width:680px;margin:0 auto;padding:0 1.5rem 2rem}.contact-card{background:var(--gray-0);border:1px solid var(--gray-3);border-radius:var(--radius-lg);padding:1.25rem 1.5rem}.contact-card h3{font-size:14px;font-weight:600;margin-bottom:.875rem;color:var(--gray-6)}.contact-rows{display:flex;flex-direction:column;gap:8px}.contact-row{gap:10px;font-size:13px;color:var(--gray-5)}.contact-icon,.contact-row{display:flex;align-items:center}.contact-icon{width:28px;height:28px;background:#e8f0f5;border-radius:50%;justify-content:center;flex-shrink:0}.contact-icon svg{width:14px;height:14px;fill:var(--navy)}.contact-row a{color:var(--gray-6);font-weight:600;text-decoration:none}.contact-row a:hover{color:var(--navy)}.footer{background:#fff;padding:1.25rem 1.5rem;border-top:1px solid var(--gray-3)}.footer-inner{max-width:640px;margin:0 auto;display:flex;flex-wrap:wrap;gap:.5rem 2rem;align-items:center;justify-content:space-between}.footer-logo{display:inline-flex;align-items:center}.footer-logo-img{height:40px;width:auto;display:block}.footer-info{font-size:11px;color:var(--gray-5);line-height:1.6}.footer-info strong{color:var(--gray-6)}@media (max-width:560px){.form-grid,.stakes-grid,.steps-grid{grid-template-columns:1fr}.fg.full{grid-column:1}.proof-inner{gap:.625rem 1rem}}